What must crop insurance users select in terms of coverage options?

Crop insurance users must select coverage that falls within a range of 70-90% of their average yield, which reflects a customizable level of protection based on their individual farming circumstances and risk tolerance. This range allows farmers to tailor their insurance to their specific needs, balancing the cost of premiums with the level of risk they are willing to assume.

By selecting coverage within this percentage range, crop insurance users can better protect themselves against yield losses due to various risks such as adverse weather conditions, pests, or disease. This option considers the variability of agricultural production and provides a safety net that aligns more closely with the realities of crop farming.

The other options do not provide the necessary flexibility or realistic risk management strategy for crop insurance users. Standardizing coverage for all crops or tying it to a specific market price can limit a farmer's ability to address the unique challenges they face. The absence of a requirement for specific coverage would leave farmers vulnerable without any safety net in place. Hence, the requirement to choose coverage between 70-90% ensures adequate risk management for crop producers.